Terms of use

1The provider

Both sites are provided by Mutaz Abdulaziz Masoudi under freelance licence no. FL-929420819 in the Kingdom of Saudi Arabia. mmasoudi.com presents advisory services in governance, risk and compliance; Mu3een offers practice for professional exams and knowledge programmes.

2Nature of the platform and disclaimer

The platform is a voluntary, unofficial personal initiative. Individual services are free and for self-study and practice only; content is prepared in good faith and is not a regulatory reference, professional advice or a substitute for official sources. The service is provided ‘as is’ without any express or implied warranty, including of accuracy, completeness or exam success. Users use the platform at their own risk, and, to the extent permitted by law, neither the platform nor its operator is liable for any direct or indirect loss arising from its use or reliance on its content. Services for organisations may follow under separate agreements with their own terms.

Content on mmasoudi.com is general knowledge and is not binding advice before a written agreement.

3Trademarks and eligibility

CAMS is a trademark of ACAMS; names are for identification only and imply no endorsement. You must be 18 or older and confirm this at sign-up.

The platform does not represent, and is not affiliated with, the Saudi Central Bank, the Capital Market Authority, the Insurance Authority, the Financial Academy or any regulatory or professional body.

4Simulations and subjects

• Services for individuals are completely free.
• Simulations are for practice; they award no certificate and do not guarantee passing the official exam.
• Conditions and dates of official exams are set by the issuing body.
• Reserving a coming subject is an expression of interest, not a launch commitment.

5Account and device

• Give accurate details; accounts are personal and may not be shared.
• An account is bound to one device to protect the content.
• You are responsible for keeping your sign-in details confidential.
• We may suspend or close an account that breaches these terms.

6No copying or AI training

You may not copy, photograph, republish or scrape the content or questions, or use them to train or feed artificial-intelligence models, by any means, without prior written permission. Bypassing protection measures, or any activity contrary to the Anti-Cyber Crime Law, is prohibited.

7Intellectual property

The content, design, logos and questions are protected by the Copyright Law. Users receive a personal, non-exclusive, non-transferable licence for their own non-commercial use only.

8Advisory services and organisations

The scope of any advisory service or organisation training is set in a separate written agreement; no contract exists before it is accepted in writing, and receiving a request is not acceptance.

9Contact

Reach us through the contact form, including for privacy requests. Our automated messages come from an address that does not take replies.

10Privacy

The processing of your data is governed by the privacy policy.

11Changes

We may change these terms or the services and will publish any change here with its date; continued use means you accept it.

12Governing law

These terms are governed by the laws of the Kingdom of Saudi Arabia. We aim to settle any dispute amicably, failing which the competent courts of the Kingdom decide. The Arabic text prevails.